Business Car Insurance

Welcome to our Business Car Insurance page at Your Car Insurance Quote.

Any Driver Insurance is Worth Considering for Business

It goes without saying that it’s important to have good vehicle insurance cover if you run a small business. In the past, you may have opted to have a named driver policy as these are generally cheaper than an ‘any driver’ policy.  In general, for small businesses, named driver policies that include the business owner and a couple of staff members on the policy is ok, but in some situations it may be a little short-sighted.

It might be worth your while paying just a little more on your premiums so that anyone can drive the business vehicles.  If you have a range of people who work for you, on a temporary or permanent basis, it’s far more sensible to have an ‘any driver’ policy compared with the cost of adding someone onto a named driver policy each time they need to use the vehicle.

In countries like France this is not usually an issue, as it’s the car that’s insured rather than the driver.  You insure the vehicle and any driver is covered by the policy. However, that’s not how it works in the UK.

It’s worth doing some research on which insurer you use for your van insurance.  In the same way that different insurers offer huge variations in premiums for cars, e.g. premiums may vary between greatly between small cars, hybrid cars or performance cars, premiums for commercial vans can vary greatly. Many comprehensive policies will include ‘any driver’ options, so start ringing round and see which insurer offers the best deal.
If you’re thinking of investing in a new van for the business, then bear in mind that different makes and models of van fall into different insurance categories.  Just as you would when considering new car offers, check out the insurance group for the new van that you wish to purchase, so that you’ll have an idea of insurance costs before you commit to buying a specific model.

Thanks for visiting our Business Car Insurance page. We hope it helped find what you were looking for.